Loknath Das November 14, 2018 0 comments

Study Links Insufficient Sleep, Unhealthy Lifestyle In Kids: Sleep-Inducing Foods For All Age Groups

According to a study, published in the Journal of Clinical Sleep Medicine, insufficient sleep in kids is linked to unhealthy habits like eating and watching tv, spending more time on screen, lack of physical activity, overeating, et al. Results show that insufficient sleep duration was associated with unhealthy dietary habits
Loknath Das November 12, 2018 0 comments

Business to be ‘named and shamed’ on late payments to small firms

Big businesses and governments delaying payments to small business suppliers will be “named and shamed” after the Morrison government asked the small business ombudsman to review the impact of late payments on the cash flow of small firms. The government-directed review, which could lead to new laws or more industry-led
Small Business
Loknath Das November 11, 2018 0 comments

In Athens, Georgia football is a lifestyle, and the traditions run deep around campus

The Georgia Bulldogs claimed the SEC East title for the second year in a row, and hype levels are at a fever pitch in Athens with the chance for redemption against Alabama next month after last season’s national title game loss. Despite a stumble against LSU, Georgia beat Florida and
Loknath Das November 10, 2018 0 comments

Mortgage rates shoot up to their highest level in nearly 8 years

Strong employment numbers caused mortgage rates to take off with the 30-year fixed-rate average the highest it has been in nearly eight years. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average jumped to 4.94 percent with an average 0.5 point. (Points are…  
Loknath Das November 5, 2018 0 comments

5 ways new tech will change your holiday shopping experience this year

As technology advances and retail grows more competitive, the shopping experience is changing. Here are five ways technology could make your shopping experience quicker and easier: 1. Shipping options Anticipating a 15 percent increase in online orders this year, several retailers have updated shipping standards for the season, including Target’s free
Loknath Das November 4, 2018 0 comments

New Credit Score System Might Make It Easier to Get A Mortgage

For millions of Americans, it might soon be easier to get a mortgage loan — or any type of loan, for that matter — especially if they fall in the 500 to 600 FICO score range or have little to no credit history at all. The change comes by way
Loknath Das November 2, 2018 0 comments

10 Stats You Don’t Know About Small Businesses

From the family-owned flower shop to the latest tech “unicorn”, small and medium-sized businesses (SMBs) come in all shapes and sizes. Some operate out of a garage or a dorm room, while others employ 200 workers in a factory. Some use (and create) the latest technologies, while others run their
Small Business
Loknath Das October 31, 2018 0 comments

Our Approach is Never Competition Centric but One of Customer Obsession: Srinivasa Rao, Lifestyle International

Lifestyle, a popular fashion destination, has launched a new television commercial, reiterating its commitment to trendsetters with a rich and exciting collection, created to enhance experiences for people who refuse to merely follow trends, but rather strive to become trendsetters. The campaign taps into this generation’s raw energy and attitude
Loknath Das October 30, 2018 0 comments

Mortgage rates today, October 29, 2018, plus lock recommendations

What’s driving current mortgage rates? Average mortgage rates today are nearly unchanged. However, early indicators in financial markets could cause higher repricing later. Personal Income (expected to increase by .1 to .4 percent) only actually increased by .2 percent (good for mortgage rates), Consumer Spending (expected to increase by .1 to .4
Loknath Das October 29, 2018 0 comments

Mortgage rates climb despite volatile stock market

  The FHA 203k loan program provides home buyers the opportunity to buy and fix up a property, without exhausting their personal savings. Mortgage rates inched forward during the week ending Oct. 25, increasing slightly across the board, according to the Primary Mortgage Market Survey released by Freddie Mac. Rates
Loknath Das October 28, 2018 0 comments

Why Not Use Fannie Mae and Freddie Mac to Reduce Mortgage Costs?

Fannie Mae and Freddie Mac have now been in Federal Governmental conservatorship for 10 years, with no end in sight and no plan for their future. While the prevailing political climate is hostile to the agencies continued existence, there is also a well-justified fear that terminating them would depress the
Loknath Das October 27, 2018 0 comments

Australians fall behind in understanding mortgage language

OFFSET accounts, redraw facilities, comparison rates and loan-to-value ratio are all common terms used in the mortgage industry. But Australians are struggling to keep pace with financial language, and it could be hitting their hip pocket. Signing up to a mortgage is often a person’s biggest lifetime expense and experts